Does Costco Take EBT?

Does Costco Take EBT? It is accepted at all Costco stores. When it comes to what you can and can’t buy with your EBT card, Costco abides by state regulations. While you can use your this to buy bulk groceries, you won’t be able to use it at the Costco food court, petrol stations, or to order groceries online. Despite the fact that EBT cannot be used to pay for childcare.

Does Costco Take EBT?


Does Costco take EBT?

All Costco locations accept EBT. Costco follows state restrictions in terms of what you can and can’t buy with your EBT card. Using an EBT card you can buy bulk goods but not at Costco, petrol stations, or to purchase groceries online. Your EBT card can be used at any EBT-authorized shop, including grocery stores and supermarkets.


Although there are some restrictions on what can be purchased using EBT cards, more things qualify than do not. EBT cannot be used to pay for childcare, it can be used to cover other costs.

USDA’s SNAP Retailer Locator tool

Use the USDA’s SNAP Retailer Locator tool to find out if additional stores accept EBT. The Supplemental Nutrition Assistance Program (SNAP) is a government program that provides money to low-income people who can use it to buy food via an EBT card.

Does Costco accept EBT in California?

Costco Wholesale warehouses which include those in California, accept EBT Cards as a form of payment.

Does Costco take EBT online?

An EBT card is not for buying groceries online at Even despite the fact that all Costco warehouse shops accept it. For online grocery orders, Costco takes MasterCard, the Costco Anywhere Visa by the Citi and Costco Shop Cards.

How to use EBT at Costco?

It is relatively easy to use your EBT card to pay for groceries at Costco. If you are purchasing either groceries or non-food goods make sure you pay for all of the foods first. Remember that non-food goods include diapers, vitamins or toilet paper.

So you may need to pay for both orders individually. Or otherwise you may ask the cashier to split your payment method on your order to accomplish this.

The card will not subtract food prices from the SNAP account. It is in case, if you have cash on your EBT card and use your Cash account. Instead, your entire order will be removed from your Cash account. It includes the cost of SNAP-eligible goods. As a result, it leaves you with less money to spend on non-food items until your benefits are renewed. After that you can use your EBT card to pay at Costco by following these instructions.

Method of using EBT at Costco

  1. Swipe or insert your card at the point-of-sale (POS). Then enter your PIN after your cashier has rung up your purchases.
  2. Tell your cashier which account to charge your order to (SNAP or Cash).
  3. Re-enter your PIN on the POS keyboard whenever necessary to verify the charge.
  4. A manager or supervisor may ask for photo identification in some situations. It is to verify that the card is in your name.

What after that?

The purchase total will be debited from your SNAP or Cash account when you check out. Further, to verify that all information is valid and to avoid potential mischarges, maintain your receipt at all times. Also, your most recent account balance will also be listed on your Costco receipt.

What is Costco?

Costco is a multinational firm headquartered in the United States that operates over 746 warehouse locations around the world. It is one of the largest retail chains in the United States, selling a wide range of groceries items at wholesale costs.

Yes, Costco accepts EBT cards for a variety of USDA-approved food items for SNAP (food stamp) recipients. Except for prepackaged items like pizza for delivery and fast food, EBT can be used to purchase any food item.

What is EBT?

The Electronic Benefits Transfer, or EBT, is a payment card system funded by social welfare departments in the United States. The EBT is a computerized system that issues a payment card that the member can use to access a variety of benefits. It is well-known for providing cash and food assistance.

In the year 2004, the EBT became fully functioning throughout the United States. Currently, the average monthly benefit per person is $125. Further, an EBT card can be issued and distributed.

What is EBT?
What is EBT?

Costco Shop Card is the same as Costco Membership Card?

A Costco Shop card is not the same as a Costco membership card. Rather, it functions as Costco’s version of a gift card. You can use the balance on each Shop card to make purchases. As a result, if you want to utilize an EBT card, a Costco Shop card is not the ideal solution.

Costco Stores to Start Accepting Food Stamps

Last week, Costco announced that starting this summer, its Long Island City and Brooklyn locations will take food stamps. Costco will use the two New York City locations as test beds to see how the Supplemental Nutrition Assistance Program, which subsidizes food purchases, impacts the company’s operations. If everything goes according to plan, Costco plans to take food stamps at future stores in the city.

Food stamps may be a good thing for low-income people looking for good deals on groceries. Conversely, it could be the worst decision ever made in the history of grocery shopping.


Costco Stores to Start Accepting Food Stamps?

What payment methods are accepted at Costco?

U.S. Costco accepts different cards at their US Costco warehouse, their gas stations and online on their website for U.S. that is

So let us give a look at what cards are accepted at these three sites.

1. Gas Stations 

  • Most PIN-based Debit/ATM Cards
  • All Visa Cards
  • Costco Shop Cards
  • The Costco Anywhere Visa® Card by the Citi

2. Warehouses 

  • EBT cards
  • Cash
  • Costco Shop Cards
  • Travelers‘ checks
  • Mobile Payment (including Google Pay, Apple Pay & Samsung Pay)
  • All type of Visa Cards
  • Mostly PIN-based ATM Cards/Debit
  • Business checks (of the current Costco Business Members)
  • The Costco Anywhere Visa® Card by Citi
  • Personal checks ( for current Costco Members)

3. Costo Website i.e.

  • All types of Visa Cards
  • The Costco Anywhere Visa® Card by the Citi
  • MasterCard
  • Discover Cards (These cards inlcude JCB and Diners Club as well)
  • Most of the PIN-based ATM Cards & Debit Cards
  • Costco Shop Cards


For delivery inside the United States & Canada, there is a requirement of a billing address inside the United States or Canada.

Where to purchase Costco Shop Card?

You can purchase Costco Shop Card either from any Costco location in U.S. or online on their U.S. website


At all warehouse locations, EBT cards are accepted. Costco follows all state regulations related to what is allowed to purchase using EBT cards. Costco U.S. warehouse, their website and gas stations accept different cards for making a payment.

Costco store

FAQs (frequently asked questions)

1. Why does Costco not accept Mastercard?

Costco has a special relationship with Visa which prevents the use of competing credit card networks. These include Mastercard, Discover, and American Express. Therefore, Costco accepts only Visa® Network credit cards. Visa is simply in charge of processing all the transactions. On the other hand, the issuing bank is responsible of all other things involved.


2. Why does Costco only take Visa?

Costco prefers you to pay using a Visa card since it saves them money on transaction costs. Most branded debit cards are in use at the register. It is because merchant “swipe” costs are substantially cheaper. On the website, they accept Mastercard and Discover.
3. When did Costco start accepting EBT?
After a pilot program in New York, Costco Warehouse clubs started collecting food stamps nationwide in 2009. Costco didn’t start accepting EBT cards until a year after BJ’s Wholesale and Sam’s Club did in 2008.

4. Can you buy Costco rotisserie chicken with EBT?

No, you cannot buy hot ready to eat rotisserie chicken at Costco, Walmart, and Wegmans.


5. Does the EBT card expire?

Your card will expire on the final day of the month/year. You can find the last day on the front of the EBT Card. For this date, check your card for the “Good Thru” date on the front.
6. Can you buy crab legs with EBT?
No, you cannot use your Food Stamps or EBT card to purchase steamed crabs or crab legs. The USDA considers steamed crabs and crab legs to be “ready-to-eat” foods. So, you cannot purchase with your EBT card.

Bottom Line

  • Just make sure to look up the restrictions for the state you’re in online to see what you may buy. If you’re still unsure, it’s not a bad idea to inquire at your local Costco.
  •  If you receive SNAP benefits in any manner, you can use your EBT card to purchase as much baby formula as you require. You may also use it to pay for various types of baby food to ensure that your child receives the nourishment he or she requires to develop healthily.
  • It’s just a shame you can’t use it for other essentials like diapers. Perhaps, in the future, the program will be adjusted to include non-food goods. Same as it did when it was first started.
  • If you choose to use a Visa credit card, you should be aware that some cards offer more benefits than others. If you choose to use a Visa credit card, make sure you collect the Costco Anywhere, Visa Card. This is due to the fact that any purchase made at Costco will earn you 2% cashback with this card. 


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1 thought on “Does Costco Take EBT?”

  1. When you pay the annual membership fee to Costco, you may get low pricing on anything from groceries to a new television. You can use your EBT card to pay for food and take advantage of bulk grocery prices at Costco, just like you can at most grocery stores. However, depending on your state’s SNAP laws, your EBT card may not be valid for ready-to-eat prepared foods and household items.

    How to use your EBT Card at Costco?

    It’s easy to use your EBT card at Costco to pay for groceries. If you’re purchasing both groceries and non-food goods (such as toilet paper, diapers, or vitamins), make sure to pay for the groceries first.

    You may need to pay for both orders separately or ask the cashier to split the payment method on your purchase to accomplish this. The card will not remove food costs from the SNAP account if you have cash on your EBT card and spend it.

    Instead, your whole order amount will be removed from your Cash account, including the cost of SNAP-eligible groceries, leaving you with less money to spend on non-food items until your benefits arrive.

    Is EBT accepted at Costco?

    The US Food and Nutrition Service has expanded its online shopping pilot program, allowing families to use their food stamp benefits to pay for pick-up and delivery orders from certain stores. It’s vital to bear in mind when using your EBT card to pay for pickup or delivery.

    Is it possible to use EBT in the Costco Food Court?

    Costco’s food court does not accept EBT/SNAP benefits. However, depending on your state’s SNAP laws, you may be allowed to pay for food with your EBT card provided you have cash in your Cash account.

    VISA, debit and ATM cards, cash, cheques, Costco Cash cards, and EBT cards are all accepted in Costco warehouses, according to their customer support website. Non-members can eat at the Costco food court without paying an additional fee, unlike shopping for groceries at Costco, which requires a Costco membership.


    You can place your order without revealing your membership card if your Costco warehouse contains a food court. You may be able to pay for your order using SNAP funds if your state’s SNAP laws allow it.

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